State Farm “Drive Safe & Save Program” allows customers to receive up to 50% discount on insurance

Country: United Statesstate farm
Year: to be confirmed

Concept

State Farm offers several usage-based insurance programs to users depending on the vehicle they drive:

  • OnStar Service from General Motors
    • OnStar Service from General Motors provides subscription-based communications, in-vehicle security, hands free calling, turn-by-turn navigation, emergency calling to OnStar Call Center and remote diagnostics systems throughout the United States, Canada and China for nearly all GM vehicles
    • State Farm customers can avail premium discount, based on the collected driving information if they have OnStar device and subscription
  • SYNC
    • SYNC is an integrated in-vehicle communications system that allows users to make hands-free phone calls, control music and perform functions using voice commands in FORD Vehicles in US, Canada
    • State Farm customers can avail premium discount, based on the odometer reading of Vehicle Health Report
  • In-Drive Program
    • State Farm customers without OnStar or Sync can sign up for In-Drive Program, and receive a kit from State Farm to be installed in the car
    • Discounts are calculated based on several factors

Savings criteria:

  • Savings are based on the following driving behaviors and impact your Drive Safe & Save discount:
    • Miles driven
    • Acceleration
    • Braking
    • Right and left turns
    • Speeds of 80 mph or over
    • Time of day the vehicle is driven

State Farm In-Drive Kit includes In-Drive Communicator, In-Drive Visor Clip, and In-Drive Visor Clip Car Charger