Smartly is a robo-advisory platform that allows the average individual to invest and grow their wealth starting with as little as $50, and promises to be more than an algorithm-based automated platform, providing users with financial education and greater transparency
GRISBEE performs a complete diagnosis of the users’ financial health and thanks to algorithms, generates recommendations.
Loot is a pre-paid card and money management app solving two key problems for students – quick and easy access to banking facilities and responsible money management
The Turkish bank has deployed its VTM’s in the strong traffic zones (commercial centers, airports … ) in order to let users realize day-to-day banking and insurance transactions in a free service
Effectively launched in April 2014 after receiving regulatory clearance by the EU, Yaap is a partnership between Telefonica, Caixa Bank and Santander Bank targeting at developing globally new innovative digital services linked to mobile/digital commerce and banking
The impulsive buying habit serves as a model for savings. The tool “Impulser Saver” empowers customers to use their impulsion to save money. Westpac is also an insurance company providing life insurance (saving account)
The USAA insurance group has launched a smart virtual assistant available on mobile app, that is able to answer automatically to customers questions related to their bank account
Branches are transformed into living areas
The Dash mobile app is designed for Apple iOS and Android devices and is available to subscribers on all local mobile operators.
Launched in 2011 by Raiffeisen Bank Romania (subsidiary of Raiffeisen Bank AG from Austria, one of the leading bank in CEE). The service designed for mobile and tablets aims at individuals who have accounts at Raiffeisen Bank and already own an internet banking account.
According to PNC, this structure costs one tenth of what a typical location might cost to build
Orange Money is the Orange Group payment and money transfer in Africa and Middle East, in partnership with MFS Africa, targeting essentially people with no bank account, using their mobile phone
“We actually built a to-scale model of the store out of cardboard in our studio and brought people in to go through it so we could refine and improve it”.
The Swedish bank Nordea proposes a whole bench of banking and insurance services in partnerships with Moderna (a Swedish insurance company)
The five metre-square Kiosk is like a miniature ‘high-tech’ bank branch, which operates on an employer’s worksite