Retail Banking

Macrovue, a portfolio investment firm that allows investors to invest in uniquely themed and customizable global portfolios

Macrovue has received media limelight for its potential in disrupting the wealth industry for its themed customizable superannuation global funds. Though it has just commenced its services, it has received $1 million funding from AMP, a wealth giant, which aims to leverage on their capabilities to reach out to new tech savvy explorative clients.

VLendRight creates an entire ecosystem for auto-purchase linking the financial institutions, partner dealers with the customers.

Country: India   Year: 2015 Partnering: The platform is specifically designed for banks to enable car purchase, easy auto loan application and approvals as well as provide auto-insurance to the customers.  Concept Design: The concept could be leveraged by the banks to build their own mobile applications. Concepts VLendRight creates an entire ecosystem for auto-purchase linking […]

Fidor Bank is a community bank offering bitcoin options to its customers as part of normal banking operations

Fidor, a 100% online and mobile bank available in Germany and the UK, aims at offering its customers innovative services adapted to the digital age. Fidor has 80,000+ full KYC customers and 320 M€ in deposits as of 2014. It also integrates a community of 300,000 users rewarded based on their activity (product reviews and discussions, where one of the most popular ones is around cryptocurrencies), and is a bitcoin-friendly bank.

8 Securities, an online and mobile trading and investing service that competes with banks in fees and advisory services

8 Securities is a market competitive mobile and online trading platform that provides invaluable consumer benefits that may challenge the core banking services offered by retail banks to their consumers. It allows both mobile and online trading of over 15,000 US, Hong Kong and China equities and funds. The trades are charged at affordable non-complicated flat fees with complimentary value-added access to market information. It has also recently launched a robo-advisor in Japan.