Founded in 2013, SafeChats is a Singapore-based company offering communication security and efficiency solutions for both individuals and organizations.
Zighra is a mobile identification powered by human kinetics. Nimy is a wristband which uses cardiac rhythm to authenticate the user’s identity.
Effectively launched in April 2014 after receiving regulatory clearance by the EU, Yaap is a partnership between Telefonica, Caixa Bank and Santander Bank targeting at developing globally new innovative digital services linked to mobile/digital commerce and banking
The impulsive buying habit serves as a model for savings. The tool “Impulser Saver” empowers customers to use their impulsion to save money. Westpac is also an insurance company providing life insurance (saving account)
Kilimo Salama (“Safe Agriculture”) is an insurance designed for Kenyan farmers so they may insure their farm inputs (seeds, chemicals, fertilizers) against drought and excess rain
Tokio Marine tied up with mobile carrier Docomo to provide a series of insurance products which can be bought “on the spot” depending on the customer location (geolocation) and paid through the mobile application directly on the telco bill
Customers receive free life insurance for themselves and one family member, ranging from $104 (£67) to $520 depending on how much airtime (mobile phone) they use in a month
The Dash mobile app is designed for Apple iOS and Android devices and is available to subscribers on all local mobile operators.
Customers are able to pay their Starbuck beverage with Square wallet app that is linked directly to debit or credit cards. Customers no longer have to reload their Starbucks balances.
Simple offers a bank account with the digital tools to help manage finances, savings and money transfers through a checking account linked to a debit card. Clients manage the account through mobile and web-based channels.
Itinerant agents in charge of investment services and retirement products are in charge to visit customers at home
Launched in 2011 by Raiffeisen Bank Romania (subsidiary of Raiffeisen Bank AG from Austria, one of the leading bank in CEE). The service designed for mobile and tablets aims at individuals who have accounts at Raiffeisen Bank and already own an internet banking account.
Orange Money is the Orange Group payment and money transfer in Africa and Middle East, in partnership with MFS Africa, targeting essentially people with no bank account, using their mobile phone
NowForce is a mobile application which enables to build an emergency network synchronizing all its members via their cell phones.
The Swedish bank Nordea proposes a whole bench of banking and insurance services in partnerships with Moderna (a Swedish insurance company)